Preheat oven to 350 degrees.

In a large bowl, combine the sugar and the butter. Use a mixer on low until combined.

Add eggs and blend.

Add milk and the bananas and mix for about 1 minute. The batter may look a little lumpy - that's ok!

Add the flour and the baking soda and mix until blended. Fold in the chocolate chips.

Spray 2 loaf pans with non-stick spray and divide the batter. Pour the batter into the two pans.

Bake for 45 minutes. You should be able to take a knife or a toothpick inserted into the middle of the loaf and it should come out clean.

Remove from the oven and let cool on a wire rack for about 30 - 45 minutes. Remove from pan and serve.

To freeze: Wrap in plastic wrap, then in tin foil and freeze.