Delicious Banana Bread with Chocolate Chips

You know those moments when you’re craving something sweet but don’t want to go all-in with a heavy, baked cake? That’s exactly when I turn to this zucchini coffee cake. It’s like a little slice of cozy heaven—moist, tender, and packed with flavor, but light enough that I don’t feel guilty snacking at midnight. I always do this when the kids ask for a treat, or when I want to impress friends with something that sounds fancy but is actually super easy. The smell alone—the warm cinnamon and fresh zucchini baking together—is enough to bring everyone to the kitchen. I’ve made this countless times, swapping in different nuts or toppings, and it never fails to disappear in minutes at my house. Honestly, it’s one of those recipes that keeps me coming back because it’s just that good and, best of all, forgiving. If you love simple, delicious baking that feels like a hug in every bite, then keep reading—I promise you’ll love what’s coming next!

What is Zucchini Coffee Cake?

This zucchini coffee cake is basically a moist, tender cake that’s studded with grated zucchini—think of it as a sneaky way to get extra veggie goodness into your dessert. Think of it as a cross between a classic afternoon coffee cake and a slightly healthier snack. The name “coffee cake” comes from the tradition of having this with a cup of coffee or tea, but honestly, it’s just as good with a glass of milk or even a dollop of whipped cream on top. The star here is the cinnamon swirl running through the middle, which gives it that irresistible, bakery-style flavor. The best part? It’s incredibly straightforward to make, using pantry staples that you probably already have. No fancy equipment required, and it’s perfect for anytime you’re craving something sweet that’s also a little wholesome. It’s essentially a cozy, comforting treat you’ll want to make on repeat—trust me on this!

Why you’ll love this recipe?

What I love most about this zucchini coffee cake is how versatile and forgiving it is. The flavor is just incredible—moist, airy, with a warm cinnamon-sugar punch that makes every bite addictive. The zucchini keeps it moist without overpowering the delicate crumb, and honestly, the subtle hint of veggie makes me feel a tiny bit better about indulging. Plus, this one’s a lifesaver on busy nights because I can toss everything together in one bowl, pop it in the oven, and voilà—dessert is served. It’s budget-friendly too, since zucchini and pantry staples are usually on hand, and you can customize it however you like. Mix in some chopped nuts, swap out the glaze for a dusting of powdered sugar, or even add a handful of chocolate chips if you want to go all out. I’ve also tested this with almond milk, and let me tell you—it made the crumb even creamier!

Another reason I keep coming back to this recipe is because it’s super forgiving. Overmix? No problem. A little extra zucchini? Even better. I’ve learned that the secret is gentle folding and not over-baking. My kids ask for this all the time, and I love that it feels special enough for guests but simple enough for a weeknight snack. Honestly, once you get the hang of it, you’ll find yourself making this in a flash—and trust me, it’s addictive. I’ve made variations with apples, blueberries, and even coconut—each time it’s a hit. So whether it’s a lazy Sunday breakfast or a quick dessert, this cake always steals the show. And I promise, once you try it, it’ll become a staple in your recipe arsenal too.

How do I make Zucchini Coffee Cake?

Quick Overview

This zucchini coffee cake is a straightforward bake that comes together in minutes. The batter is a simple mix of flour, sugar, eggs, and oil, with grated zucchini folded in for moisture. The cinnamon swirl is added midway, creating a gorgeous marbled effect, and it all bakes into a tender, flavorful cake. The glaze is optional but recommended for that extra touch of sweetness and shine. What makes this recipe special is how easy it is—no fancy equipment required—and how adaptable it can be. You can easily add nuts or other mix-ins, and it’s a real showstopper when served warm. I always do this when I want something comforting but don’t want to spend hours in the kitchen. Honestly, you’ll be surprised how quick and forgiving this one is!

Ingredients

For the Main Batter:

  • 1 1/2 cups all-purpose flour (I like to use unbleached for a bit more flavor)
  • 1/2 cup granulated sugar (you can reduce this a tad if you prefer less sweetness)
  • 1 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1/4 teaspoon salt
  • 1/2 cup vegetable oil (or melted melted coconut oil for a subtle coconut flavor)
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 1 cup grated zucchini (squeezed to remove excess moisture)

For the Filling:

  • 1/4 cup brown sugar
  • 1 tablespoon ground cinnamon

For the Glaze:

  • 1/2 cup powdered sugar
  • 1-2 tablespoons milk or cream (adjust for desired consistency)
  • Optional: a splash of vanilla or lemon zest for flavor

Step-by-Step Instructions

Step 1: Preheat & Prep Pan

Preheat your oven to 350°F (175°C). Grease a 9-inch cake pan or line it with parchment paper. I always do this first so I’m ready to go when the batter is mixed. If you want a super clean look, I like to spray it with non-stick spray and dust it lightly with flour. This ensures the cake comes out effortlessly without sticking.

Step 2: Mix Dry Ingredients

In a large mixing bowl, whisk together the flour, sugar, baking powder, baking soda, and salt. I find that sifting these helps create a nice, even batter and avoids clumps. Plus, it aerates the dry ingredients, which makes the cake fluffy.

Step 3: Mix Wet Ingredients

In a separate bowl, beat the eggs, then add the oil and vanilla. Mix well until combined. I always test the temperature of the eggs—just make sure they’re at room temperature so the batter blends smoothly. Then stir in the grated zucchini, making sure it’s all evenly distributed.

Step 4: Combine

Pour the wet ingredients into the dry and gently fold until just combined. Don’t overmix! A few lumps are totally fine—overmixing can make the cake dense. Just stir until the flour disappears and everything looks nicely blended.

Step 5: Prepare Filling

Mix the brown sugar and cinnamon in a small bowl. This will be sprinkled over the batter to create that tempting cinnamon swirl. I love adding a pinch of nutmeg or ginger here for an extra warmth, but regular cinnamon is perfect too.

Step 6: Layer & Swirl

Pour half of the batter into your prepared pan. Sprinkle half of the cinnamon sugar mixture evenly over it. Then add the remaining batter and swirl gently with a butter knife or skewer to create a beautiful marbled effect. This step is what makes each slice so pretty and full of flavor.

Step 7: Bake

Bake for 40-45 minutes, or until a toothpick inserted in the center comes out clean. Every oven is a little different: if you notice the top browning too quickly, tent it with foil. Check after 40 minutes and add a few extra minutes if needed. Patience here ensures that perfect moistness.

Step 8: Cool & Glaze

Let the cake cool in the pan for about 15 minutes, then transfer to a wire rack. Drizzle with your glaze — made by mixing powdered sugar with milk and vanilla — while it’s still slightly warm so it soaks in a little. The glaze adds that lovely shiny finish and a touch of sweetness.

Step 9: Slice & Serve

Once completely cooled, slice with a serrated knife for clean cuts. Serve slightly warmed or at room temperature with a cup of coffee or tea. I love serving it with a dollop of whipped cream or a sprinkle of chopped nuts for extra flavor and texture. My kids actually ask for seconds—proof that this is a real winner in my book!

What to Serve It With

This zucchini coffee cake is pretty flexible. For breakfast, I love pairing it with a strong cup of coffee or a mug of chai tea—something warm to start the day. It’s also a hit at brunch, especially when topped with fresh berries or a little mascarpone. For dessert, serve it with a scoop of vanilla ice cream or a drizzle of chocolate sauce—trust me, the contrast is divine. And if you want a cozy snack, this pairs beautifully with a glass of cold milk or a hot cup of cocoa on chilly evenings. I often sneak a slice for my children’s lunchboxes the next day too; it stays surprisingly moist. My family loves it so much, I usually double the batch and freeze some—perfect for when a sweet craving strikes unexpectedly.

Top Tips for Perfecting Your Zucchini Coffee Cake

Over the years, I’ve learned a few tricks that make a real difference with this recipe.

  • Zucchini Prep: Squeeze out as much moisture as possible after grating. I keep a clean dish towel nearby and gently press the shredded zucchini—this prevents a soggy cake. I tested this with various zucchinis, and the drier, the better your cake holds together.
  • Mixing Advice: Fold gently when combining wet and dry ingredients; overmixing can lead to dense texture. I sometimes mix just until the batter looks uniform, then stop. The same goes for swirling—don’t overdo it or the cinnamon won’t distribute evenly.
  • Ingredient Swaps: Want to make it gluten-free? Use a 1:1 gluten-free flour blend. For dairy-free, swap out the eggs with applesauce or flaxseed meal, and use almond or coconut milk instead of regular milk. Almond milk actually adds a slight nutty flavor that pairs nicely with cinnamon!
  • Baking Tips: Rotate the pan halfway through baking if your oven heats unevenly. A toothpick test is your best friend—insert in the middle and make sure it comes out clean but moist.
  • Glaze Variations: Try adding a teaspoon of lemon juice or zest for a citrusy twist. Or sprinkle chopped nuts or shredded coconut on top of the glaze while it’s still wet for added texture and flavor. Trust me, small tweaks like these make each batch uniquely yours!

Honestly, my biggest lesson was not to overbake. When the edges are golden and a toothpick comes out moist, it’s perfect. The second is that a good glaze can elevate even a simple cake into something restaurant-worthy. Don’t be afraid to experiment—this recipe is forgiving and meant for fun.

Storing and Reheating Tips

This cake keeps wonderfully—just keep it covered in an airtight container at room temperature for up to two days. I usually leave it on a wire rack, uncovered, so it stays crisp on top. If you want to keep it longer, pop it in the fridge for up to four days; just bring it to room temperature or gently warm in the oven before serving for that freshly-baked feeling. To freeze, wrap individual slices tightly in plastic wrap and store in a freezer bag for up to three months. Thaw at room temperature or warm gently in the oven—about 10 minutes at 350°F works perfectly. I recommend adding the glaze after reheating to keep that glossy, fresh appearance. The fruit’s moisture might change a bit, but I find it’s still just as delicious—moist, tender, and flavorful. Just a quick reheating, and it’s like you just baked it!

Frequently Asked Questions

Can I make this gluten-free?
Absolutely! Use a good quality 1:1 gluten-free baking flour blend. Keep an eye on baking time as gluten-free flours sometimes require slightly longer baking. The texture might be a touch denser, but it’ll still be moist and flavorful.
Do I need to peel the zucchini?
Nope, no peeling needed! Just rinse, grate, and squeeze out the excess moisture. Leaving the skin on actually adds extra fiber and nutrients, plus it helps keep the cake moist.
Can I make this as muffins instead?
Yes! Divide the batter into muffin tins lined with paper or sprayed with non-stick spray. Bake at 350°F for about 20-25 minutes. Keep an eye on them—I recommend the toothpick test to check for doneness. They’re perfect for on-the-go snacks or quick breakfasts.
How can I adjust the sweetness level?
Simply reduce the sugar by 1-2 tablespoons if you prefer it less sweet. Using natural sweeteners like honey or maple syrup works too, but you might need to adjust the liquid slightly. Remember, the glaze adds extra sweetness, so you can skip it if you want a subtler treat.
What can I use instead of the glaze?
You can dust it with powdered sugar, spread a layer of cream cheese frosting, or simply serve it plain—each option is delicious. Fresh berries or a drizzle of honey also make lovely toppings if you’re feeling a bit fancy.

Final Thoughts

This zucchini coffee cake has truly become a family favorite—it’s one of those recipes I always keep in my back pocket. Its warm cinnamon aroma and tender crumb make it a perfect companion to a lazy Sunday morning or a quick afternoon treat. One bite, and I’m transported back to childhood, sitting at my grandma’s kitchen table. It’s remarkable how a simple tweak—adding zucchini—can make a cake so moist and flavorful. Plus, it’s endlessly customizable; I love experimenting with nuts, fruit, or different glazes. Every time I bake it, I get the same delighted reactions from my loved ones. Honestly, I think you’ll find this recipe easy to love, too. Don’t hesitate to adapt it and add your own twist—baking should be fun, after all! Happy baking, and I can’t wait to hear how yours turns out. Drop a comment below or share your variations—I love hearing from fellow baking enthusiasts!

Chocolate Chip Banana Bread

Moist and sweet banana bread loaded with chocolate chips. A classic comfort recipe that's easy to make and always a crowd-pleaser.
Prep Time 15 minutes
Cook Time 50 minutes
Total Time 1 hour 5 minutes
Servings: 12
Cuisine: Chinese
Calories: 120

Ingredients
  

Main Ingredients
  • 1 cup granulated sugar
  • 0.5 cup unsalted butter, softened
  • 2 medium overripe bananas, mashed
  • 2 large eggs
  • 7 tablespoons sour milk or buttermilk To make sour milk: add 1 teaspoon vinegar to milk and let sit 5 minutes
  • 0.25 teaspoon salt
  • 1 teaspoon baking soda
  • 2 cups all-purpose flour
  • 2 cups chocolate chips, divided

Method
 

Preparation Steps
  1. Preheat oven to 350°F (175°C). Grease and flour a 9x5 inch loaf pan.
  2. In a large bowl, cream together the softened butter and sugar until light and fluffy.
  3. In a separate bowl or blender, combine the mashed bananas, eggs, sour milk/buttermilk, salt, and baking soda. Mix until well combined.
  4. Add half of the banana mixture to the butter mixture along with 1 cup of flour. Mix until just combined. Repeat with the remaining banana mixture and flour. Do not overmix.
  5. Gently stir in 1.5 cups of the chocolate chips.
  6. Pour the batter into the prepared loaf pan and sprinkle the remaining chocolate chips over the top.
  7. Bake for 50-60 minutes, or until a toothpick inserted into the center comes out mostly clean.
  8. Let the bread cool in the pan for at least 10 minutes before transferring to a wire rack to cool completely.

Notes

This banana bread is best served warm or at room temperature. It also freezes well, so you can make a batch ahead of time.

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